Terms and Conditions

2. Eligibility

By using this website, you confirm that:
You are at least 18 years of age.
You are legally competent to enter into binding agreements.
The information you provide is accurate, complete, and up to date.
You will use this website only for lawful purposes.

3. Business Activities

Fintech India Services facilitates access to various financial products, including but not limited to:
Personal Loans
Business Loans
Home Loans
Loan Against Property
Balance Transfer Loans
Working Capital Loans
Health Insurance
Term Insurance
Other financial products offered through our lending and insurance partners
Submission of an enquiry through this website does not guarantee approval of any financial product.

4. Regulatory Compliance and Data Practices

Fintech India Services conducts its business in accordance with applicable laws, RBI guidelines, and other regulatory requirements relevant to its operations as a Direct Selling Agent.By submitting your details through this website, you authorize Fintech India Services to:Contact you via phone, email, SMS, WhatsApp, or other electronic communication.Verify the information submitted.Share your application and supporting documents with banks, NBFCs, insurance companies, credit bureaus, service providers, or other authorized partners for the purpose of processing your request.Maintain records as required by applicable laws and regulatory guidelines.Your personal information will be handled in accordance with our Privacy Policy.

5. Loan and Insurance Approval

Approval, rejection, interest rates, processing fees, repayment terms, insurance premiums, and all other conditions are determined solely by the respective bank, NBFC, insurance company, or financial institution.Fintech India Services has no authority to influence or guarantee these decisions.

6. No Guarantee

Fintech India Services does not guarantee:Approval of any loan or insurance application.Lowest interest rates.Fastest processing time.Loan disbursement.Specific loan amount.Insurance policy issuance.All approvals remain subject to the lending institution's or insurer's eligibility criteria and internal policies.

7. User Responsibilities

Users agree to:Provide truthful and accurate information.Submit genuine documents.Refrain from uploading fraudulent or misleading information.Use the website only for lawful purposes.Maintain the confidentiality of any account credentials, where applicable.Any misuse of the website may result in refusal of services and legal action where appropriate.

8. Intellectual Property

All content on this website, including text, graphics, logos, icons, images, designs, and software, is the property of Fintech India Services or its licensors and is protected under applicable intellectual property laws.No content may be copied, reproduced, modified, distributed, or republished without prior written permission.

9. Third-Party Links

This website may contain links to third-party websites for your convenience.Fintech India Services does not control or endorse the content, privacy practices, or services of third-party websites and is not responsible for their availability or accuracy.

10. Limitation of Liability

To the fullest extent permitted by law, Fintech India Services shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:
Loan or insurance rejection.
Delay in application processing.
Errors or omissions in information supplied by third parties.
Technical interruptions or website downtime.
Decisions made by banks, NBFCs, insurance companies, or other financial institutions.
Loss arising from reliance on information available on this website.
Our liability, if any, shall be limited to the extent permitted under applicable law.

11. Fraud Prevention

Fintech India Services does not request customers to make any advance payment in exchange for loan approval or disbursement.Customers should not disclose OTPs, passwords, banking credentials, or confidential financial information to unauthorized individuals.Any suspicious communication claiming to represent Fintech India Services should be reported immediately to:
Email: info@fintechindiaservices.id

12. Website Availability

While we strive to ensure uninterrupted access to the website, we do not guarantee continuous availability and reserve the right to suspend, modify, or discontinue any part of the website without prior notice.

13. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how personal information is collected, processed, stored, and protected.

14. Indemnification

You agree to indemnify and hold harmless Fintech India Services, its directors, employees, agents, partners, and affiliates from any claims, liabilities, damages, losses, or expenses arising out of your misuse of the website, violation of these Terms, or submission of false information.

15. Changes to These Terms

Fintech India Services reserves the right to modify these Terms and Conditions at any time. Updated versions will be published on this website along with the revised effective date. Continued use of the website after such changes constitutes acceptance of the updated Terms.

16. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by the laws of India.Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the competent courts located in Bengaluru, Karnataka, unless otherwise required by applicable law.

17. Contact Us

For questions regarding these Terms and Conditions, please contact:
Fintech India Services
Website: www.fintechindiaservices.id
Email: info@fintechindiaservices.id
Phone: +91 97401 30878
Business Hours: Monday to Saturday, 9:00 AM to 6:00 PM (IST)